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Chemung County
Business Recovery Unit

Chemung County Executive

CCE1

Business Resources for COVID-19 

For business related questions please email
businessrecovery@chemungcountyny.gov

Take the Business
Recovery Unit Survey

Understanding the impacts COVID-19 across the business community is essential to advocating for resources to best address needs and facilitate economic recovery, take the survey now:

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Both the State of New York and the Federal government are currently assessing options to assist in mitigating the financial hardships that are currently being experienced by local businesses as well as the studying what the long term effect will be on those businesses and how to best address those needs. The following sites contain valuable information from both the State and Federal Government for businesses and corporations.  

New York State Empire State Development Covid-19 related resources can be located at https://esd.ny.gov/esd-covid-19-related-resources

U.S. Small Business Administration Guidance and Loan Resources https://www.sba.gov/page/coronavirus-covid-19-small-business-guidance-loan-resources

The Centers for Disease Control and Prevention provide up to date information for businesses and employers on how to plan and respond to the varying effects of the Coronavirus in the workplace. For a complete list of services and guidance please visit:

Interim Guidance for Businesses and Employers to plan and respond to Coronavirus Disease
https://www.cdc.gov/coronavirus/2019-ncov/community/guidance-business-response.html

Other key sites to assist businesses adversely effected by Covod-19 are listed below


Operational Restrictions/Closings

  • All NYS Governor Executive Orders: https://www.governor.ny.gov/keywords/executive-order
  • 3/22/20: Governor Cuomo issued executive order 202.9 that directs the following through 4/20/20:
    • Subdivision two of Section 39 of the Banking Law is hereby modified to provide that it shall be deemed an unsafe and unsound business practice if, in response to the COVID-19 pandemic, any bank which is subject to the jurisdiction of the Department shall not grant a forbearance to any person or business who has a financial hardship as a result of the COVID-19 pandemic for a period of ninety days.
    • The Superintendent of the Department of Financial Services shall ensure under reasonable and prudent circumstances that any licensed or regulated entities provide to any consumer in the State of New York an opportunity for a forbearance of payments for a mortgage for any person or entity facing a financial hardship due to the COVID-19 pandemic. The Superintendent shall promulgate emergency regulations to require that the application for such forbearance be made widely available for consumers, and such application shall be granted in all reasonable and prudent circumstances solely for the period of such emergency.
    • Further, the Superintendent shall be empowered to promulgate emergency regulations to direct that, solely for the period of this emergency, fees for the use of automated teller machines (ATMs), overdraft fees and credit card late fees, may be restricted or modified in accordance with the Superintendent’s regulation of licensed or regulated entities taking into account the financial impact on the New York consumer, the safety and soundness of the licensed or regulated entity, and any applicable federal requirements.
  • 3/22/20: Governor Cuomo issued executive order 202.8 that directs:
    • Effective on March 22 at 8 p.m.: All businesses and not-for-profit entities in the state shall utilize, to the maximum extent possible, any telecommuting or work from home procedures that they can safely utilize. Each employer shall reduce the in-person workforce at any work locations by 100% no later than March 22 at 8 p.m. Any essential business or entity providing essential services or functions shall not be subject to the in-person restrictions. An entity providing essential services or functions whether to an essential business or a non-essential business shall not be subjected to the in-person work restriction, but may operate at the level necessary to provide such service or function. Any business violating the above order shall be subject to enforcement as if this were a violation of an order pursuant to section 12 of the Public Health Law.
    • There shall be no enforcement of either an eviction of any tenant residential or commercial, or a foreclosure of any residential or commercial property for a period of ninety days.
    • Effective at 8 p.m. March 20, any appointment that is in-person at any state or county department of motor vehicles is cancelled, and until further notice, only on-line transactions will be permitted.
    • The authority of the Commissioner of Taxation and Finance to abate late filing and payment penalties pursuant to section 1145 of the Tax Law is hereby expanded to also authorize abatement of interest, for a period of 60 days for a taxpayers who are required to file returns and remit sales and use taxes by March 20, 2020, for the sales tax quarterly period that ended February 29, 2020.
    • The order also suspends or modifies the requirements of limitations of state court operations, modification of shareholder meetings being held in a physical location and changes to Department of Motor Vehicles related matters.
  • 3/20/20: Governor Cuomo Issues Guidance on Essential Services Under The 'New York State on PAUSE' Executive Order: https://www.governor.ny.gov/news/governor-cuomo-issues-guidance-essential-services-under-new-york-state-pause-executive-order
  • 3/20/20: Governor Cuomo directed that non-essential businesses and not-for-profits that rely on in-office personnel must decrease their in-office workforce by 8pm on 3/22/20 by 100 percent, an increase from the prior directives.
  • 3/20/20: Governor Cuomo issued executive order 202.7 that directs non-essential businesses and not-for-profits to implement work-from-home policies effective 8pm on 3/21/20. Businesses and not-for-profits that rely on in-office personnel must decrease their in-office workforce by 75 percent, an increase from the prior directive. The order also directs that all barber shops, hair salons, nail salons, tattoo parlors and other grooming services must close by 8pm on 3/21/20. Exemptions will be made for essential service industries, including shipping, media, warehousing, grocery and food production, pharmacies, healthcare providers, utilities, banks and related financial institutions, and other industries critical to the supply chain. https://www.governor.ny.gov/news/no-2027-continuing-temporary-suspension-and-modification-laws-relating-disaster-emergency
  • 3/19/20: Governor announces 90-Day Mortgage Relief for New Yorkers, Including Waived Mortgage Payments Based on Financial Hardship and No Negative Reporting to Credit Bureaus, Waived Fees for Overdrafts, ATMs and Credit Cards
  • 3/18/20: Governor Cuomo issued executive order 202.6 that directs non-essential businesses to implement work-from-home policies effective Friday, March 20. Businesses that rely on in-office personnel must decrease their in-office workforce by 50 percent:
    https://www.governor.ny.gov/news/no-2026-continuing-temporary-suspension-and-modification-laws-relating-disaster-emergency

Employer Resources

Financial Employer Resources


Informational Employer Resources:


Workforce Support

  • Department of Labor Unemployment Insurance: DOL has been working hard to keep up with the demand for Unemployment Insurance and has institute new rules that include extended hours and restrictions about when to file based on last name: https://labor.ny.gov/pressreleases/2020/march-17-2020-1.shtm
  • DOL Shared Work Program: The Shared Work Program can provide an alternative to laying off employees during business downturns by allowing workers to work a reduced work schedule and collect partial unemployment insurance benefits for up to 26 weeks. Instead of cutting staff, you are able to reduce the number of hours of all employees or just a certain group: https://www.labor.ny.gov/ui/employerinfo/shared-work-program.shtm
  • Volunteer or Contribute to the Response: Many businesses and organizations have expressed a desire to support New York State as it responds to the virus outbreak. Individuals or groups looking to volunteer or contribute to the State’s effort should visit: https://coronavirus.health.ny.gov/get-involved-how-you-can-help
  • NYATEP COVID-19 Updates: https://www.nyatep.org/post/important-updates-on-covid-19-in-new-york
  • IRS: Tax Day now July 15: Treasury, IRS extend filing deadline and federal tax payments regardless of amount: https://www.irs.gov/newsroom/tax-day-now-july-15-treasury-irs-extend-filing-deadline-and-federal-tax-payments-regardless-of-amount-owed
  • IRS Postponement of Federal Income Tax Payments: U.S. Treasury Department and Internal Revenue Service (IRS) issued guidance allowing all individual and other non-corporate tax filers to defer up to $1 million of federal income tax (including self-employment tax) payments due on April 15, 2020, until July 15, 2020, without penalties or interest. The guidance also allows corporate taxpayers a similar deferment of up to $10 million of federal income tax payments that would be due on April 15, 2020, until July 15, 2020, without penalties or interest. This guidance does not change the April 15 filing deadline. https://www.irs.gov/pub/irs-drop/n-20-17.pdf
  • 3/19/20: Governor announces 90-Day Mortgage Relief for New Yorkers, Including Waived Mortgage Payments Based on Financial Hardship and No Negative Reporting to Credit Bureaus, Waived Fees for Overdrafts, ATMs and Credit Cards
  • Emergency Paid Sick Leave: To address the immediate need of employees affected by COVID-19 who are subject to mandatory or precautionary orders of quarantine or isolation, the new law provides the following:
    • Employers with 10 or fewer employees and a net income less than $1 million will provide their workers:
    • Employers with 11-99 employees and employers with 10 or fewer employees and a net income greater than $1 million will provide their workers:
      • At least 5 days of paid sick leave
      • Job protection for the duration of the quarantine order
      • Guaranteed access to Paid Family Leave and disability benefits (short-term disability) for the period of quarantine including wage replacement for their salaries up to $150,000. Here's how to apply for Paid Family Leave and disability benefits.
    • Employers with 100 or more employees, as well as all public employers (regardless of number of employees), will provide their workers:
      • At least 14 days of paid sick leave
      • Guaranteed job protection for the duration of the quarantine order
      • The provisions of the quarantine legislation took effect immediately upon the Governor's signature, ensuring that New York workers are able to take advantage of these benefits now.
    • Additional Notes:
      • If you are quarantined but are working from home you do not qualify for these benefits.
      • You may be eligible for additional leave under NYS Paid Family Leave and disability benefits. Please call the hotline for more info.
      • If an employer is closed due to COVID-19 or a quarantine order, employees may immediately apply for Unemployment Insurance.
      • Questions: Call the novel coronavirus (COVID-19) Hotline: 1-888-364-3065