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National Flood Insurance Program

National Flood Insurance Program

The Chemung County Planning Department offers both technical and informational assistance to municipalities and their residents who qualify for flood insurance premium reductions. Municipalities must recertify each year with the FEMA National Flood Insurance Program’s Community Rating System so that property owners who purchase flood insurance continue to enjoy discounted flood insurance premiums.

Property owners are eligible for premium reductions if certain National Flood Insurance Program (NFIP) standards are met by the participating localities.  By publicizing the service available, the Planning Department is helping the municipalities gain points under the NFIP community rating system. Currently, nine municipalities in Chemung County are working toward retaining reductions for their property owners. They are: City of Elmira the Towns of Ashland, Big Flats, Chemung, Elmira, Horseheads, Southport and the Villages of Horseheads and Wellsburg.

Under the NFIP, the Planning Department has flood hazard zone information readily available for property owners, developers, banks and real estate professionals.  A fee applies for individual flood status determinations.  The material can be obtained by visiting the Planning Department offices at 400 East Church Street in Elmira or by calling 737-5510. Policy holders with specific questions regarding their flood insurance premium should contact their insurer.

Additionally, residents are reminded that the Steele Memorial Library at 101 East Church Street in Elmira is the repository of various federal, state and local floodplain management publications and several floodway and flood insurance rate maps.